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I’m Donna McCurry of Homestar Financial Corporation and welcome to my website. I’ve created my website as a one stop shop for all your mortgage questions and needs. I specialize in many different types of mortgage products for any type of person or situation. Whether you are a first time home buyer, or an experienced buyer, I can help you. I’m located in Cumming Georgia, and specialize throughout Georgia in the surrounding communities of North Atlanta like Dawsonville, Dahlonega, Gainesville and McDonough.
 
When you are purchasing a home I have access to many different loan programs. Different programs have unique advantages that work better for some people’s situations. I have traditional conventional loans, which if you can qualify, in most cases, have the lowest rates.
 
If you are looking to purchase a higher priced home, there is a specific loan for that, it’s called a jumbo loan and it’s important to work with a lender who is experienced in doing them, because of the higher loan amount the rates can be higher. I have some of the most competitive jumbo rates, and even a small difference can save you thousands of dollars a year.
 
Even if you don’t have perfect credit, or just don’t have a lot of money saved up for a down payment, I still have loan programs for you. Conventional loan products have down payments often times at 20%, which can be difficult to generate, especially for 1st time home buyers. FHA loans for example only have 3.5% and looser credit requirements, giving access to more people to be able to purchase a home.
 
If you’ve served or are serving in the military, there is a VA loan program that can help you purchase a home for no money down, and also easier financial requirements then what you’d find with conventional loan programs.
 
You don’t need to be part of the military to purchase a home for no or very little money down. There are certain programs like the HUD 100.00 down program which certain qualifying homes can be purchased for just $100 down. There is also the USDA 0% down loans where select families that qualify can apply for a  home purchase for no money down. Sounds too good to be true? You will be amazed at the high limits offered for this program! I am very experienced in making these types of dreams come true.
 
If you want to see how much you could afford and which program would work best for you, please just use my Purchase Assistant tool so I can get you a free and custom quote.
 
With my experience and my access to multiple home loan programs, I’m confident that I can find a home loan program that can get you in your dream home. Contact me today to get the process started!

Warmest Regards,
Donna McCurry
(770) 875-8441

 
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